The Calgary real estate market has been making headlines in 2025, and many investors are asking the same question: is now the right time to jump in? The answer may very well be yes—and here’s why.

A More Balanced Market

Over the past few years, Calgary has experienced extremely tight housing conditions, with limited supply and strong demand driving competition. However, inventory levels have been steadily rising throughout 2025, creating a shift toward a more balanced market.

For investors, this means:

• More property options across various segments, from condos to single-family homes.

• Less competition compared to the frenzied bidding wars of recent years.

• Stronger negotiating power when it comes to purchase price and conditions.

In short, investors have the opportunity to be more selective and strategic with their purchases.

Lower Interest Rates = More Affordable Mortgages

Another key factor making this a favorable time to invest is the decline in interest rates. Over the past several months, borrowing costs have eased, reducing the strain of mortgage payments and making cash flow more attractive for rental properties.

This creates opportunities for:

• Stronger returns on investment properties.

• Improved affordability for those leveraging financing.

• Long-term stability, especially for buyers who lock in lower rates.

The Long-Term Fundamentals Are Strong

Beyond market balance and interest rates, Calgary continues to benefit from strong economic and demographic fundamentals:

• Steady population growth, driven by interprovincial migration and new residents seeking affordability.

• A diverse economy, with growth in sectors like energy, tech, and logistics.

• Continued housing demand, particularly in well-connected, amenity-rich neighborhoods.

So, Is Now the Time?

With a growing selection of homes, better leverage for buyers, and more affordable mortgage options, now is a very good time to consider investing in Calgary real estate. Investors who focus on the right property type and location can position themselves for long-term success while taking advantage of today’s more favorable conditions.