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Open House. Open House on Sunday, September 13, 2026 2:30PM - 4:30PM
Open Houses

Open House. Open House on Sunday, September 13, 2026 2:30PM - 4:30PM

Please visit our Open House at 16 Martingrove MEWS NE in Calgary. See details here Open House on Sunday, September 13, 2026 2:30PM ...

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New property listed in Martindale, Calgary
New Listings

New property listed in Martindale, Calgary

I have listed a new property at 16 Martingrove MEWS NE in Calgary. See details here Welcome to this well-maintained four-level split ...

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New property listed in Fawn Meadows, Delburne
New Listings

New property listed in Fawn Meadows, Delburne

I have listed a new property at 2104 23 AVENUE in Delburne. See details here Welcome to your new home! Pride of ownership is evident ...

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New property listed in Martindale, Calgary
New Listings

New property listed in Martindale, Calgary

I have listed a new property at 16 Martingrove MEWS NE in Calgary. See details here Welcome to this well-maintained four-level split ...

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📊 Market Monday | Calgary & Area Condo (Apartment) Market Update

What’s really happening in the resale apartment market right now? Here’s the straight goods 👇

🏢 1. Inventory is SURGING
We’re seeing near record-level condo supply hitting the market, driven by:
• New construction completions
• Purpose-built rentals
• Slower population growth

➡️ More choice = more competition for sellers ()

📉 2. Prices are UNDER PRESSURE
• Apartment benchmark prices ↓ ~9% year-over-year
• Average prices sitting around the low $300K range
• Continued softening compared to 2024 peaks

➡️ This is the most price-sensitive segment in Calgary right now ()

⚖️ 3. Market Conditions = BALANCED (leaning buyer)
• ~4.5–4.6 months of supply
• Longer days on market
• Fewer bidding wars

➡️ Buyers have time, leverage, and negotiating power ()

🧠 4. Smarter, More Selective Buyers
Today’s condo buyers are focused on:
• Condo fees & building management
• Rental potential / cash flow
• Unit quality over hype

➡️ Not all condos are equal anymore ()

💡 5. Opportunity Window is OPEN
For:
• First-time buyers
• Investors (long-term holds)
• Downsizers

➡️ This could be one of the best entry points we’ve seen in years

—

📍 Bottom line:
The Calgary resale apartment market isn’t crashing — it’s rebalancing.
More supply + stable demand = opportunity for buyers, strategy required for sellers.

If you’re buying or selling condos in Calgary or surrounding areas, the game has changed.

—

#MarketMonday #CalgaryRealEstate #YYCCondos #RealEstateTrends #InvestSmart

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First Time Home Buyers

Buying a home is an exciting milestone—but it can also feel overwhelming, especially when it comes to finances. Fortunately, the Government of Canada offers several incentives, rebates, and programs designed to make homeownership more accessible and affordable. Whether you’re a first-time buyer or planning your next move, understanding these options can help you save money and make more informed decisions.

Home Buyers’ Amount (Tax Credit)

The Home Buyers’ Amount is a non-refundable tax credit available to first-time homebuyers. It’s designed to help offset some of the costs associated with purchasing a home. While it doesn’t provide cash upfront, it reduces the amount of federal income tax you may owe, putting money back in your pocket at tax time.

Home Buyers’ Plan (HBP)

The Home Buyers’ Plan allows you to withdraw funds from your RRSP to purchase or build a qualifying home. This can be a powerful tool for buyers who have savings set aside in retirement accounts but need access to funds for a down payment. The amount withdrawn must be repaid over a 15-year period, making it a flexible, interest-free way to finance part of your purchase.

First Home Savings Account (FHSA)

The First Home Savings Account is one of the newest tools available to first-time buyers. It combines the best features of an RRSP and a TFSA—your contributions are tax-deductible, and withdrawals used for a qualifying home purchase are completely tax-free. This makes it an excellent long-term savings vehicle for anyone planning to enter the housing market.

GST/HST New Housing Rebate

If you’re buying a newly built home, substantially renovating an existing one, or converting a non-residential property into a residence, you may be eligible for the GST/HST New Housing Rebate. This program allows you to recover a portion of the sales tax paid, which can result in significant savings depending on the purchase price and location.

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New property listed in Martindale, Calgary

I have listed a new property at 16 Martingrove MEWS NE in Calgary. See details here

Welcome to this fantastic opportunity for first-time buyers and investors alike! This four-level split offers 1,762 sq. ft. of total living space, providing plenty of room to grow or generate rental income. The main level features a bright and spacious living room with hardwood flooring and a large bay window that fills the space with natural light. The functional kitchen offers ample storage, while the dining area and front entry are finished with durable ceramic tile. A convenient side entrance provides direct access to the large tiered deck—ideal for tenants or multi-generational living. Upstairs, you’ll find two generously sized bedrooms and a full 4-piece bathroom. The lower level offers a massive family room with large windows and a cozy wood-burning brick fireplace with built-in oak shelving—perfect for a secondary living space, home office, or shared common area. The basement includes two additional large bedrooms (windows not meeting current egress requirements), a second 4-piece bathroom, and a laundry/utility room with a large crawl space featuring an abundance of extra storage. With a flexible layout and separate living areas, this home presents excellent potential for rental income or future development. Outside, enjoy an oversized double detached insulated garage with an 8-foot door, a double carport, and a spacious deck—adding even more value and parking options. Located on a quiet cul-de-sac close to schools, shopping, and public transportation, this is an affordable opportunity with strong upside potential. Don’t miss your chance to get into the market or expand your investment portfolio! Be sure to check out the VIRTUAL TOUR link for hi-tech interactive floor plans, hi-def photos, and state of the art virtual tours where you can take a "walk" throughout the rooms of the property.

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Open House. Open House on Saturday, April 11, 2026 1:30PM - 3:30PM

Please visit our Open House at 16 Martingrove MEWS NE in Calgary. See details here

Open House on Saturday, April 11, 2026 1:30PM - 3:30PM

Welcome to this fantastic opportunity for first-time buyers and investors alike! This four-level split offers 1,762 sq. ft. of total living space, providing plenty of room to grow or generate rental income. The main level features a bright and spacious living room with hardwood flooring and a large bay window that fills the space with natural light. The functional kitchen offers ample storage, while the dining area and front entry are finished with durable ceramic tile. A convenient side entrance provides direct access to the large tiered deck—ideal for tenants or multi-generational living. Upstairs, you’ll find two generously sized bedrooms and a full 4-piece bathroom. The lower level offers a massive family room with large windows and a cozy wood-burning brick fireplace with built-in oak shelving—perfect for a secondary living space, home office, or shared common area. The basement includes two additional large bedrooms (windows not meeting current egress requirements), a second 4-piece bathroom, and a laundry/utility room with a large crawl space featuring an abundance of extra storage. With a flexible layout and separate living areas, this home presents excellent potential for rental income or future development. Outside, enjoy an oversized double detached insulated garage with an 8-foot door, a double carport, and a spacious deck—adding even more value and parking options. Located on a quiet cul-de-sac close to schools, shopping, and public transportation, this is an affordable opportunity with strong upside potential. Don’t miss your chance to get into the market or expand your investment portfolio! Be sure to check out the VIRTUAL TOUR link for hi-tech interactive floor plans, hi-def photos, and state of the art virtual tours where you can take a "walk" throughout the rooms of the property.

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New property listed in MacEwan Glen, Calgary

I have listed a new property at 114 Macewan Ridge VILLAS NW in Calgary. See details here

Welcome to this well-maintained end-unit in a desirable 55+ complex, ideally located on the quiet inner side backing onto the clubhouse. Offering over 1,000 sq. ft. of functional living space, this home features a bright living and dining area with large windows (2020), a spacious primary bedroom with 2-piece ensuite, and a generously sized second bedroom with new window (2020). Main floor laundry adds convenience. Numerous updates completed in 2014 include flooring, kitchen, and bathrooms. Additional upgrades include stainless steel fridge (2022) and Poly-B replacement (2023). Enjoy easy access to major routes, Calgary International Airport, Nose Hill Park, and nearby shopping and amenities. Residents have access to a fully equipped clubhouse featuring games room (pool tables, shuffleboard, darts), library, TV lounge, event space with stage, kitchens on both levels, elevator access, and outdoor covered seating. Move-in ready and offering a comfortable, low-maintenance lifestyle in a vibrant community—don’t miss this opportunity!

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New property listed in Eau Claire, Calgary

I have listed a new property at 711 738 3 AVENUE SW in Calgary. See details here

WELCOME HOME to this quiet, and meticulously maintained apartment condo in Calgary’s premier riverside community of Eau Claire! Perfect for a single professional, couple working downtown, weekend retreat, or investment property, this unit offers both comfort and convenience in an unbeatable location. Thoughtfully updated in 2013, renovations include rich walnut cabinetry in the kitchen and bathroom, stainless steel appliances, new backsplash and countertops, updated lighting and switches, fresh paint, door trim, baseboards, and elegant tile flooring throughout. A functional breakfast bar seamlessly connects the kitchen to the spacious living room—ideal for everyday living and entertaining. The generously sized primary bedroom features ample closet space, while the versatile storage/den area offers potential for conversion to in-suite laundry. Step outside to your tiled balcony—perfect for relaxing or summer barbecues. This unit includes a titled underground parking stall and low monthly condo fees of $541, covering all utilities and access to exceptional amenities: a fully equipped fitness centre, sauna, bicycle storage, common laundry, concierge service (Mon–Fri, 8 AM–11 PM), and weekend security. Enjoy the added convenience of an on-site store, wellness centre, and restaurant, all just steps from the Bow River pathways, downtown offices, shopping, dining, and public transit. Don’t miss your chance to own in one of Calgary’s most desirable downtown communities! Be sure to check out the VIRTUAL TOUR link for hi-tech interactive floor plans, hi-def photos, and state of the art virtual tours where you can take a "walk" throughout the rooms of the property.

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Open House. Open House on Saturday, March 21, 2026 1:30PM - 3:30PM

Please visit our Open House at 1139 Chinook Winds CIRCLE SW in Airdrie. See details here

Open House on Saturday, March 21, 2026 1:30PM - 3:30PM

Welcome to this modern, move-in-ready home built by Brookfield Residential, offering 2,616 sq. ft. of developed living space across three beautifully finished levels. The main floor features two spacious living areas and a generously sized kitchen that serves as the heart of the home. The kitchen is complete with stainless steel appliances, a central island with breakfast bar, stylish backsplash, and a convenient pantry. The open-concept design seamlessly connects the kitchen to a bright family room filled with natural light, creating the perfect space for everyday living and entertaining. Upstairs, you’ll find a spacious primary bedroom featuring a private 4-piece ensuite and walk-in closet. This level also offers a versatile bonus room, ideal for a home office, playroom, or additional living space, along with two additional bedrooms, a full 4-piece bathroom, and a convenient upper-floor laundry room. The fully developed basement adds exceptional value with a separate side entrance, a large family/recreation area, spacious bedroom, and a full bathroom, providing flexible living options. Outside, the backyard includes a concrete parking pad for two vehicles and is ready for future garage development. This home also comes with the Builder’s full New Home Warranty Program and is available for quick possession. Chinook Gate offers the perfect balance of convenience and outdoor living. With quick access to 8 Street, Yankee Valley Boulevard, and Highway 2, commuting is simple while daily essentials like schools, shopping, dining, and public transit are just minutes away. Families will appreciate the proximity to W. H. Croxford High School and the incredible Chinook Winds Regional Park, located just steps from the community. The park features three playgrounds, a skate park, spray park, multi-use courts, beach volleyball, ball diamonds, a toboggan hill, and outdoor skating in winter, providing year-round recreation for all ages. Enjoy a vibrant, family-friendly community designed for an active and convenient lifestyle. Don’t miss this opportunity to own a beautifully designed, move-in-ready home—schedule your private showing today!

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New property listed in Chinook Gate, Airdrie

I have listed a new property at 1139 Chinook Winds CIRCLE SW in Airdrie. See details here

Welcome to this modern, move-in-ready home built by Brookfield Residential, offering 2,616 sq. ft. of developed living space across three beautifully finished levels. The main floor features two spacious living areas and a generously sized kitchen that serves as the heart of the home. The kitchen is complete with stainless steel appliances, a central island with breakfast bar, stylish backsplash, and a convenient pantry. The open-concept design seamlessly connects the kitchen to a bright family room filled with natural light, creating the perfect space for everyday living and entertaining. Upstairs, you’ll find a spacious primary bedroom featuring a private 4-piece ensuite and walk-in closet. This level also offers a versatile bonus room, ideal for a home office, playroom, or additional living space, along with two additional bedrooms, a full 4-piece bathroom, and a convenient upper-floor laundry room. The fully developed basement adds exceptional value with a separate side entrance, a large family/recreation area, spacious bedroom, and a full bathroom, providing flexible living options. Outside, the backyard includes a concrete parking pad for two vehicles and is ready for future garage development. This home also comes with the Builder’s full New Home Warranty Program and is available for quick possession. Chinook Gate offers the perfect balance of convenience and outdoor living. With quick access to 8 Street, Yankee Valley Boulevard, and Highway 2, commuting is simple while daily essentials like schools, shopping, dining, and public transit are just minutes away. Families will appreciate the proximity to W. H. Croxford High School and the incredible Chinook Winds Regional Park, located just steps from the community. The park features three playgrounds, a skate park, spray park, multi-use courts, beach volleyball, ball diamonds, a toboggan hill, and outdoor skating in winter, providing year-round recreation for all ages. Enjoy a vibrant, family-friendly community designed for an active and convenient lifestyle. Don’t miss this opportunity to own a beautifully designed, move-in-ready home—schedule your private showing today!

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📊 Market Monday — Bank of Canada Update

🔹 Current Rate: The Bank of Canada is holding its key overnight interest rate at 2.25%. There hasn’t been a hike or cut in the most recent decision — the rate has been at this level following reductions in 2025 as the Bank responded to economic conditions.

🔎 What That Means for You

🏡 For Buyers:
• Stable rates mean borrowing costs are not rising right now, so monthly mortgage costs for variable-rate loans and HELOCs remain more predictable.
• Fixed mortgage rates are set by the bond market rather than the Bank’s rate, but the pause still helps with planning since lenders aren’t rushing to raise pricing.
• If you’re shopping for a home, locking in a pre-approval now can protect your buying power while you wait for the right property.

📈 For Sellers:
• Stable rates help keep buyer demand consistent — not spiking, but not declining sharply either.
• Buyers who’ve been waiting on rate relief may be more willing to engage now that there’s clarity on borrowing costs.
• Well-priced and well-positioned listings tend to attract attention even in a steady rate environment.

💬 Questions about how today’s rates affect your buying or selling strategy? I’m here to help!

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Buying Vacant Land vs. Land With a Home: What Buyers Need to Know

If you are considering purchasing land, one of the first questions to understand is how financing works. Buying vacant land is very different from buying land with an existing home, especially when it comes to mortgage approval. Knowing these differences upfront can help you plan, budget, and avoid surprises.

Financing Vacant Land

Vacant land is considered higher risk by mortgage lenders because there is no livable structure securing the loan. As a result, financing is more restrictive.

What buyers should expect:

  • Higher down payment requirements
    Typically 25%–50% down, depending on zoning, location, and servicing.

  • Higher interest rates
    Rates are usually higher than standard residential mortgages.

  • Shorter amortization periods
    Often capped between 15–25 years.

  • Zoning and land use verification
    Lenders need confirmation of how the land can legally be used.

  • Access and servicing requirements
    Legal road access and utilities matter.

  • Appraisal based on land value only
    Future build potential does not factor into the appraisal.

  • Fewer lender options
    Many major banks do not finance raw land, so buyers may need credit unions or alternative lenders.

In some cases, lenders may also ask about future building plans or timelines.


Financing Land With an Existing Home

When land includes a home that is livable and meets lender standards, financing is much more straightforward.

What buyers can expect:

  • Lower down payment options
    As low as 5%–20%, depending on the buyer’s situation.

  • Standard mortgage terms
    Amortizations up to 30 years.

  • Lower interest rates

  • Appraisal based on the home and land together

  • Traditional mortgage qualification
    Income, credit, property taxes, and insurance apply as they would with any residential purchase.

Even if the buyer plans to renovate or redevelop later, having a livable home in place often allows access to better financing terms.


Buying Land to Build: An Important Note

If your plan is to buy land and then build, this typically involves:

  1. Financing or purchasing the land first

  2. Applying for a construction mortgage, which releases funds in stages during the build

Construction financing comes with additional requirements, including approved plans, contracts, and budgets.


The Bottom Line

  • Vacant land requires more cash upfront and comes with stricter lending rules.

  • Land with a home is easier to finance and offers more favorable mortgage terms.

  • Understanding these differences early helps buyers make confident, informed decisions.

If you are thinking about purchasing land or a property with redevelopment potential, speaking with a real estate professional early in the process can help you understand your options and avoid costly missteps.

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New property listed in Thorburn, Airdrie

I have listed a new property at 113 Thornleigh CLOSE SE in Airdrie. See details here

Welcome to this fully developed 4-bedroom, 3.5-bath home, ideally located on a quiet street in the highly sought-after community of Thorburn. Thoughtfully designed and exceptionally well maintained, this property offers a rare private elevator (installed in 2020 and professionally serviced every two years), making it an excellent option for multi-generational living or enhanced accessibility. Situated on a large lot siding onto an alley, the home is filled with natural light. The main level features a convenient 2-piece bathroom, a private laundry room, and a beautifully updated kitchen complete with brand-new white appliances accented in rose gold, quartz countertops, a large island with seating, and a corner pantry. The sunny breakfast nook is surrounded by windows overlooking the spacious backyard, while the inviting living room is anchored by a cozy gas fireplace. Upstairs, you’ll find two generous bedrooms, a full 4-piece bathroom, and a spacious primary retreat. The recently updated primary bedroom includes a spa-inspired ensuite with a large tiled shower, corner soaker tub, and walk-in closet. The fully developed basement offers excellent versatility with space for a home gym, a dedicated entertainment area, a 3-piece bathroom, and a fourth bedroom—ideal for guests or teenagers. The private elevator provides convenient access to all three levels, offering true barrier-free living for those who need it or simply appreciate the added comfort. Additional updates include a new hot water tank (2020). Ideally located with easy access to major roadways, within walking distance to local amenities, and situated in the desirable Tri-School area, this home truly has it all. Be sure to view the Virtual Tour for interactive floor plans, high-definition photos, and a complete room-by-room walkthrough. A rare opportunity—don’t miss it.

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New property listed in Copperfield, Calgary

I have listed a new property at 219 Copperfield LANE SE in Calgary. See details here

Welcome to this charming 2-bedroom, 2.5-bath townhome located in the family-friendly community of Copperfield Village—an ideal opportunity for first-time buyers or investors seeking low-maintenance living. Conveniently situated just steps from public transit and within walking distance to parks, schools, and local amenities, this well-located home truly checks all the boxes. Upon entry, you are greeted by a bright and open foyer featuring durable tile flooring and direct access to the single attached garage. The upper level boasts a spacious and inviting living room with soaring ceilings and access to a private back patio that opens to street level—perfect for relaxing or entertaining. A few steps up, the open-concept kitchen and dining area showcases maple cabinetry, black appliances, a pantry for added storage, and a second balcony off the dining space. This level is complete with a convenient 2-piece powder room and a laundry room equipped with upper cabinetry for extra organization. The top floor offers two generously sized primary bedrooms, each featuring its own walk-in closet and private ensuite bathroom—an excellent layout for roommates, guests, or shared living. The finished basement adds valuable additional living space, ideal for a recreation room, home office, or gym, along with ample storage. With easy access to major roadways and all amenities nearby, this well-maintained home is a must-see and won’t last long. Please check out the VIRTUAL TOUR LINK for hi-tech interactive floor plans/hi-def photos/virtual tours where you can take a "walk" throughout all rooms of the property.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.